Q3 FY22 Earnings Report
Business segment wise AUM - Consolidated
Assets Under Management
Consolidated
as of 31
BHFL as of
Consolidated
BFL as of 31
December 2021
Grow th
31 December
December 2020
2021
as of 31
December 2021
of 31 December
Yo Y
2020
BAJAJ FINANCE LIMITED
Composition as
in Crore
Composition as
of 31 December
2021
Auto Finance Business
12,707
10,620
10,620
(16%)
9%
6%
Sales Finance Business
10,186
14,920
14,920
46%
7%
8%
Consumer B2C Business
29,042
34,951
1,393
36,344
25%
20%
20%
Rural Sales Finance Business
2,438
3,993
3,993
64%
2%
2%
Rural B2C Business
10.954
14,311
14,311
31%
7%
8%
SME Lending Business
18,882
23,217
136
23,153
23%
13%
13%
Securities Lending Business
5,074
8,357
9,127
80%
4%
5%
IPO Financing
Commercial Lending Business
7.510
10,478
10,478
40%
5%
6%
Mortgages
46,758
12,066
47,673
58,304
25%
33%
32%
Total
1,43,550
1,32,913
49,203
1,81,250
26%
Co-brand Credit Card - CIF
1
1.9 MM
2.6 MM
37%
EMI Card - CIF
23.5 MM
27.5 MM
17%
Co-brand Wallets
18.3 MM
21.8 MM
19%
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