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Investor Presentation

BALANCE SHEET METRICS HEALTHY BALANCE SHEET 2020 2019 2018 2017 2016 2015 2014 Net Debt (millions) (Debt less cash, cash $569.9 $668.6 $551.2 $310.8 $155.6 $148.4 $69.4 equivalents & short term investments) Current Ratio 1.89 1.55 1.35 1.72 2.31 2.28 1.49 Cash Balance + Short- term investments 130.1 77.7 $169.1 $89.5 $117.2 $58.7 $52.6 (millions) Working Capital $170.5 $129.0 $110.0 $106.0 $117.3 $65.6 $34.1 (millions) Debt to Market Cap ratio 0.69 1.36 1.51 0.81 0.64 0.51 0.28 EBIX All Copyright Reserved. 16
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