Investor Presentaiton
Headline numbers
3 Months
12 Months
Particulars
Q1 FY 23
Q4 FY 22
Q-0-Q
variation
Q1 FY 22
Y-o-Y
variation
in Cr
FY 22
Turnover
138936
137170
1.29%
127846
8.67%
137170
Asset size
94541
92041
2.72%
86561
9.22%
92041
Operating profit
412.78
380.12
8.59%
403.96
2.18%
1634.00
Operating Profit (excl Trading Profit and
569.13
422.68
34.65%
388.88
46.35%
1684.11
depreciation on Invsts)
Net profit
114.18
130.35
-12.40%
106.08
7.63%
508.62
Return on Asset (ROA)
0.49%
0.56%
-7 bps
0.49%
0.57%
Earning per Share(*) (*not annualized)
3.67*
4.19*
-0.52
3.41*
0.26
16.36
Return on Equity (ROE)
6.39%
7.42%
-103 bps
6.34%
5 bps
7.41%
Net Interest Income (NII)
687.56
656.49
4.73%
574.79
19.62%
2491.03
Net Interest Margin (NIM)
3.33%
3.25%
8 bps
2.98%
35 bps
Gross NPA - Amount
2,401.39
2,250.82
- %
4.03%
3.90%
6.69%
13 bps
2,549.06
-5.79%
3.18%
2250.82
4.84%
-81 bps
3.90%
Net NPA Amount
1,262.88
1,376.97
-8.29%
1,557.38
-18.91%
1376.97
- %
2.16%
2.42%
-26 bps
3.02%
-86 bps
2.42%
Cost to Income
PCR
49.68%
58.38%
-870 bps
49.53%
15 bps
52.57%
76.77%
73.47%
330 bps
72.16%
461 bps
73.47%
CRAR (Basel III)
15.41%
15.66%
-25 bps
14.58%
83 bps
15.66%
The above figures are based on Standalone financials of the Bank
7
Karnataka Bank Ltd.
Your Family Bank. Across India.View entire presentation