Q4 FY23 Performance and Business Highlights

5,792 Q4 FY23: Robust Quarterly Performance Trend (1/2) Disbursements (INR Cr) Total Income (INR Cr) CreditAccess Ⓡ Grameen 23.8% 1,066 910 7,171 824 814 761 4,847 4,375 2,146 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Margin Analysis (%) Operating Efficiency (%) 5.1% 18.5% 18.4% 19.1% 19.6% 19.7% 5.0% 4.8% 4.7% 4.5% 12.0% 11.9% 12.2% 11.3% 11.1% 39.7% 38.2% 33.8% 36.3% 30.2% 8.9% 9.1% 9.2% 9.6% 9.5% Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 -Portfolio Yield Cost of Borrowings NIM I Cost/Income Ratio Opex/GLP Ratio www.creditaccessgrameen.in 20 20

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