First Quarter 2022 Investor Presentation

Capital development in Q1 CET1 buffer development Quarter-on-quarter (bps) 590 39 30 50 40 40 40 20 20 30 30 Target buffer 100-300bps 20 20 490 CET1 ratio development Quarter-on-quarter (%-points) 19.7 0.3 ..... 0.4 0.4 0.2 0.2 0.3 18.7 Dec 2021 Share buyback Profit, net of dividend Credit volume FX Market risk Other Mar 2022 Dec 2021 Share buyback Profit, net of dividend Credit volume FX Market risk Other Mar 2022 SEB

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