1Q 2023 INVESTOR PRESENTATION

Impairments for Financing Cost of risk for 1Q 2023 increased by 15bps from 40% higher credit impairment charges YoY Impairments for Financing (SARmn) Impairments for Financing (SARmn) +40% 436 337 241 248 273 1Q 22 2Q 22 QoQ +3% 3Q 22 +10% 4Q 22 +60% Impairments Allowance Composition 1Q 23 -23% Cost of Risk (%) (SARmn) 2% 22% Retail 2% 78% 4,027 1Q 2023 INVESTOR PRESENTATION 1% Corporate 0.73% 1% 241 1Q 22 0.88% 0% 1Q 22 1H 22 9M 22 FY 22 1Q 23 +40% مصرف الإنماء alinma bank 337 1Q 23 Management Commentary ■ 1Q 2023 impairment charge for financing increased by 40% YoY to SAR 337mn. ■ Cost of risk for 1Q 2023 increased by 15bps YoY to 0.88%. ■ 78% of impairment allowance in 1Q 2023 pertains to corporate and 22% is for retail financing. 31/48

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