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Investor Presentaiton

ā—‹ Positive Growth in Profitability Šž ROE 21% 18% 17.0% 21.4% 21.7% 20.3% 20.1% 19.6% 19.2% 14.3% 14.2% 14.1% 15% 13.2% 13.3% 15.3% 14.8% 12% 2012 2013 2014 2015 2016 2017 2018* 2019* 2020* 2021 2022 3Q22 4Q22 1Q23 2Q23 3Q23 ROE of the Bank 25% 20% 16.9% 16.4% 14.8% 14.2% 13.7% 13.7% 15% 20.3% 25.7% 24.2% 16.6% 18.7% 27.0% 24.6% 10% 2011 2012 2013 2014 2015 2016 2017 2018 2019* 2020* 2021 2022 DB Div Rev 14 NIM NI ROE TI LD Dep ICAP BAP Guid ESG Eco Loan Mkt Hist C/I App 28.27% 26.6% 3Q22 4Q22 1Q23 2Q23 3Q23 GRUPO FINANCIERO BBANORTE
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