Investor Presentaiton
International Retail: Loans and Provisions
TOTAL RETAIL²
MEXICO
PERU
233
246
545
231
517
216
473
208
432
402
248
238 236
236
244
491
218
206
199
203
424
163
400
364 372
233
235
228 234
221
Q4/18 Q1/19 Q2/19 Q3/19 Q4/19
Q4/18 Q1/19 Q2/19 Q3/19 Q4/19
Q4/18 Q1/19 Q2/19' Q3/19 Q4/19
CARIBBEAN &
CENTRAL AMERICA
CHILE
COLOMBIA
155
159
155
160
582
554
549
187
145
531
471
170
157
147
141
148
150
154
532
138
156
165
134
485
120
455
420
138
377
101
Q4/18 Q1/19 Q2/19 Q3/19 Q4/19
Q4/18 Q1/19 Q2/19 Q3/19 Q4/19
PCL as a % of avg. net loans (bps)
Loan Balances
Q4/19
Spot ($B)
Mexico
$13
Q4/18 Q1/19 Q2/19 Q3/19 Q4/19
PCLs on Impaired Loans as a % of avg. net loans (bps)
Peru
Chile
Colombia
C&CA
Total²
$10
$25
$7
$18
$74
1 Adjusted for acquisition-related costs, including Day 1 PCL impact on acquired performing loans
2 Total includes other smaller portfolios
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