Digital Migration Investor Presentation
Indicators
Dhanlaxmi Bank
established 1927
₹. in Crore
Particulars
Q2 FY 22
Q3 FY 22
Q4 FY 22
Q1 FY 23
Q2 FY 23
Yield on Advances (%)
9.56
9.62
9.39
9.41
9.28
Yield on Investments (%)
5.10
5.18
5.27
5.59
5.57
Cost of Deposits (%)
4.60
4.56
4.54
4.41
4.39
Cost of Funds (%)
4.70
4.67
4.64
4.52
4.50
Net Interest Margin (%)
2.85
2.94
3.00
3.64
3.58
Cost/Income Ratio (%)
82.05
80.71
74.73
105.24
87.09
Return on Assets (%)
0.16
0.13
0.27
(0.76)
(0.15)
Return on Equity (%)
2.38
1.95
3.99
(12.14)
(2.36)
EPS (%)
0.14
0.51
1.42
(1.04)
(0.42)
Book Value (Rs)
34.57
34.66
35.57
34.53
35.16
Market Capitalisation
409.88
375.72
313.73
294.51
305.89
CRAR Basel III (%)
13.64
13.13
12.98
12.19
12.32
Core CRAR
10.98
10.52
10.31
9.95
10.08
RWA Basel III (in Cr)
6115.45
6388.36
6770.12
6755.35
6804.00
Ratio of RWA to Total Assets
47.34
47.29
49.07
47.68
46.93
Provision Coverage Ratio
74.18
77.55
80.64
81.43
83.25
Investor Presentation - September 2022
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