Financial Results Presentation
Community Financial Services: Overview of Market Share for Malaysia
Market share
Loans
Jun-19
Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 VS
Mar-19
Market
position
Total consumer (Household)
17.6%
Auto (Purchase of transport vehicles)
Total mortgage *
17.7% 17.7% 17.8% 17.5%
27.1% 27.3% 27.7% 28.0% 28.3%
13.3% 13.4% 13.5% 13.6% 13.6%
2
2
2
Credit cards
**
19.0%
19.1% 19.2% 19.1% 19.0%
1
Unit trust
50.4%
50.1% 49.6% 49.5% 49.2%
1
Deposits
Total deposits
***
Total core retail deposits
Retail CASA ^
Retail savings
Λ
Demand deposits
Λ
18.6%
18.3% 18.4% 18.2% 17.8%
1
Λ
17.9%
17.8% 17.2% 16.9% 16.8%
25.0% 24.9% 25.0% 25.1% 24.9%
28.6%
2
1
28.2% 28.5% 28.4% 28.3%
1
19.0%
14.4%
19.1% 18.9%
14.4% 13.5% 13.0% 12.9%
19.0% 18.9%
1
2
Retail fixed deposits
Channels
Λ
Internet banking - Subscriber base
Mobile banking - Subscriber base
Internet banking - Transaction Volume ^^
Mobile banking - Transaction Volume
Branch network
18.6%
41.0% 40.2% 39.7%
31.4% 30.9% 30.7% 31.3% 31.8%
53.8% 53.3% 52.8% 50.7% 50.7%
65.9% 65.4% 66.7% 62.9% 62.6%
19.0% 19.2% 19.2% 19.3%
39.6% 40.6%
1
1
1
1
1
Note:
*
Refers to housing, shophouse and other mortgage loans
** Credit cards market share refer to receivables for commercial banks
*** Total bank deposits inclusive of investment asset ("IA")
31
Λ
ΑΛ
Without IA. With IA, the market share as at June'19 for Total Core Retail Deposits, Retail
CASA, Retail Savings, Demand Deposits and Retail Fixed Deposits are 17.4%, 26.0%,
28.3%, 22.0% and 14.1% respectively (against MBB retail IA).
Excluding non-financial transactions as per BNM guidelines
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