BRI Performance Highlights and Green Initiatives

PROFITABILITY HIGHLIGHT - BANK ONLY Strong Net Profit Growth Driven by High Double Digit PPOP Growth and More Efficient Provision Expenses P&L Movement 38.3 22.8 56.6 23.6 (IDR Trillion) NII 95.8 5.4% YoY 2021 Opr Expense 101.0 BRI (IDR Trillion) Fee Income 16.5 11.6% YoY 2022 2021 56.6 PPOP 73.4 12.6% YoY 123.8 54.8 3.4% YoY 101.0 82.7 2021 2022 59.4 2021 47.8 Provision Expense Interest Income Interest Expense NII Fee & Other Operating Opr. Income Expenses PPOP Tax Provision Profit Before Net Profit Expenses 34.0 g YoY 3.3% -4.9% 5.4% 18.3% 3.4% 12.6% -30.7% 51.5% 48.5% 23.6 32.2 -30.7% YoY Net Profit 48.5% YoY 18.5 2022 82.7 2022 47.8 28 2021 2022 2021 2022

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