Investor Presentaiton

Claims Development 120 100 % 80 60 40 40 05 11 13 20 20 Motor - Net Incurred loss Ratio Progression 04 03 02 00 01 99 97 96 98 95 IAG Insurance Australia Group 94 + 93 35 1 4 7 10 13 16 19 22 25 28 31 34 37 40 43 46 49 52 Quarter Quarter 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005

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