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Investor Presentaiton

Investment Book Portfolio Overview ■ Investments limits are linked to Tier 1 capital and set at 25% (excluding SOQs) as per QCB; total utilized currently sits at 20.18% ■ Conservative low hard limits for discretionary trading / investments; total equities FVTPL QAR 38 Mn ◉ Majority of the portfolio in local sovereign fixed income, Qatar 72.43% and Qatar banks 9.11% ■ Fixed Income holdings - current yield 4.40%, with a Net Modified Duration - c.1.61 years Investment portfolio breakdown (%) Total (QR 25,380 Mn) Other Debt Securities 29.3% Equities & Mutual Funds, 3.2% State of Qatar Debt Securities, 67.5% ◉ Currently the portfolio contains QR 8.12 Bn of encumbered assets. The repo borrowings are at a weighted average cost of 4.62% Equity, AT1 and other fund exposures stands at QR 771.15 Mn + QR 32.75 Mn Mutual Funds Investment portfolio - evolution (QR Mn) 26,561 FVOCI (QR 17,499 Mn) Equities, 4.4% Amortized Cost (QR 7,844 Mn) Other Debt Securities, 9.1% 20,727 24,667 25,083 24,964 25,380 2018 2019 2020 2021 2022 Jun-23 Source Company financials As of 30 June 2023 Other Debt Securities, 38.4% State of Qatar Debt Securities, 57.2% State of Qatar Debt Securities, 90.9% 18
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