Investor Presentaiton
Group and Individual
Loans Mexico
General
Characteristics
Loan size
"Average Ticket"
Crédito Comerciante
Loan
> Working capital loan
> Mainly in urban areas with
less social cohesion
> Group of 4 to 20 members
(men and women)
> Group guarantee
> Personal loan
> Ps. 6,000 to Ps. 40,000
"Ps. 5,615"
Personal Loan
> Working capital loan
> Fixed assets and
investments
> Mainly in urban areas with
less social cohesion
> Personal guarantee
Integral Life
Insurance (2)
> For clients of urban
products and their spouse
> Covers decease, terminal
illness and total or
permanent inability
> No medical restrictions
> Ps. 10,000 to Ps. 100,000
"Ps. 13,637"
> Ps. 50,000, Ps. 100,000 or
Ps. 150,000
Maturity
Contribution to Total
Loan Portfolio
> 5 to 8 months
> 19.3%
Contribution to Total
Number of Clients
> 6 to 24 months
> 9.4%
> 22.8%
> 4.6%
NPLs/Total Loan
•
3.45%
rank per product
2) Banco Compartamos insures its clients with third
parties
8.05%
14
> 1 year
> N/A
> 14.3%
N/AView entire presentation