Investor Presentaiton

SMFG India Credit Pragati Ki Nayi Pehchaan Ratios (%)* Consolidated | Financial Results INR mn 9M FY22-23 9M FY23-24 9M FY22-23 9M FY23-24 11.6% 12.9% Net Revenue 25,154 36,617 6.3% 7.2% Expenses 13,696 20,612 5.3% 5.6% Working Profit 11,458 16,006 1.9% 3.4% Cost of Credit 4,140 9,541 3.4% 2.3% Profit Before Tax 7,318 6,465 2.5% 1.7% Profit After Tax 5,514 4,834 Disbursal (INR bn) 198 288 AUM (INR bn) 341 425 Networth (INR bn) 50.1 56.5 ECL Provisions (%) 4.8% 4.2% Branches (#) 855 915 Headcount (#) 17,784 20,794 *Represents % to Average assets 29

View entire presentation