Investor Presentation - Q1 FY23

Consistent Portfolio Metrics | Jun'22 90% 1% 9% AUM by Product ■ Housing Loan Shop Loans ■LAP Sharp focus on housing loans 76% AUM by Credit history 24% ■ Have Credit History AVG: 740 Credit ■New to Credit Bureau Score All figures as of Jun'22 Investor Presentation - Q1 FY23 Both credit tested and new to credit customers 28% 25 72% 0 AUM by Occupation ■ Salaried ■ Self Employed High ratio of salaried customers 16% 10% 8% 32% -2% ATS: 10.7 L AUM by Ticket Size ■Upto 0.5mn ■ 0.5mn - 1mn ■1mn - 1.5mn 1.5mn 2.0mn ■ 2.0mn - 2.5mn ■ Above 2.5mn Granular loan book 32% homefirst We'll take you home

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