Focus on Digitalization and Revenue Diversification

H1-21 Business Highlights PBT of Rwf 5.2Billion, up by 55% YoY. Total Operating Income up by 19% YoY. Positive jaws, +10%. Net impairment provisions decreased by 15% YoY Strong funding and liquidity position - LCR of 339%. Healthy capital adequacy position - Tier I CAR of 16.78% Bonus share issue (1:4) in June 2021. HY-21 Financial highlights Rwf 16.3Bn Operating Income 59.9% Cost: income ratio Rwf 3.4Bn Profit After Tax Rwf 210Bn Loans Rwf 303Bn Deposits 19.48% CAR, Tier II 6

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