Investor Presentaiton

6 High Mortgage Rates Cause Refinance to Settle at Trough Levels Daily Open Orders 5,000 4,000 3,000 2,000 1,000 6.00% 5.00% 4.00% 3.00% 2.00% 1.00% 0.00% Jan-19 Apr-19 Jul-19 Oct-19 Jan-20 Apr-20 Jul-20 Oct-20 Jan-21 Apr-21 Jul-21 Oct-21 Jan-22 Apr-22 Jul-22 Oct-22 Jan-23 Apr-23 Jul-23 Oct-23 Refinance 10-Year % AMERICA 10-Year Treasury 22 SQUARE PEDESTAL 24% SQUARE PEDESTAL 35 SOLARE PEDESTAL First American

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