Financial Analysis and Currency Deposits
Analysis of Interest Income and Interest Expense
Analysis of Interest Income (€ mn)
1Q2021
2Q2021
3Q2021
4Q2021
1Q2022
2Q2022
Loans and advances to customers
83
82
77
79
77
81
Loans and advances to banks and central banks
3
7
10
11
9
9
Investment at amortised costs
2
2
2
2
2
2
Investments FVOCI
3
3
3
3
3
2
91
94
92
95
91
94
Trading Investment
Derivative financial instruments
8
4
2
2
2
2
Other investments at fair value through profit or loss
Total Interest Income
99
98
94
97
93
96
Analysis of Interest Expense (€ mn)
Customer deposits
(2)
(2)
(1)
(1)
(1)
(1)
Funding from central banks and deposits by banks
Loan stock
0
0
0
0
0
(6)
(6)
(8)
(8)
(7)
(7)
Repurchase agreements
0
0
0
0
Negative interest on loans and advances to banks and
central banks
(5)
(8)
(9)
(10)
(10)
(10)
(13)
(16)
(18)
(19)
(18)
(18)
Derivative financial instruments
Total Interest Expense
(10)
(6)
(5)
(5)
(4)
(4)
(23)
(22)
(23)
(24)
(22)
(22)
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