Group Strategy and Business Model

Strong and diversified asset base Geographic distribution of Assets* Asia & Rest of the World 4% Jordan 34% Europe & America 15% Asset type mix Financial assets 17% $48.3bn Other Arab Countries 47% Loans 44% * Credit Exposure Investment portfolio by type Treasury bills 22% Corporate bonds 14% البنك العربي ARAB BANK Associates 7% Other assets 3% $54.4bn Cash and balances with banks 29% Loan book by segment $8.8bn Government bonds Corporate 72% $26.5bn Consumer 23% 64% All data as at 31 Dec 2020 NPL 6.8% NPL Coverage Ratio 111% NPL ratio includes legacy loans fully provisioned for 13

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