Investor Presentaiton

Adjusting Items¹ Adjusting Items (Pre-Tax) ($MM) Acquisition-Related Costs Amortization of Intangibles² Canadian Banking International Banking Q1/22 Q4/22 25 24 Global Wealth Management Other Net Loss/(Gain) on Divestitures and Wind Down of Operations Expansion of the Scene+ Loyalty Program Restructuring and Other Provisions Canada Recovery Dividend 10 2629 Q1/23 21 10 2229 669 361 133 85 25 603 Total (Pre-Tax) Adjusting Items (After-Tax and NCI) ($MM) Acquisition-Related Costs 3 Amortization of Intangibles Canadian Banking International Banking Other Global Wealth Management Net Loss/(Gain) on Divestitures and Wind Down of Operations Expansion of the Scene+ Loyalty Program Restructuring and Other Provisions Canada Recovery Dividend Total (After-Tax and NCI) 21 Q1/23 After-Tax Q1/22 Q4/22 Tax NCI and NCI 8477 8477 18 18 6 1 15 18 340 98 65 521 3 2 1 Refer to non-GAAP measures on page 4 of the Management's Discussion & Analysis in the Bank's First Quarter 2023 Report to Shareholders, available on http://www.sedar.com 2 Excludes amortization of intangibles related to software (pre-tax) 3 Excludes amortization of intangibles related to software (after-tax) 1 5777 TI 579 594 19

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