2013 Annual Report slide image

2013 Annual Report

BUSINESS PERFORMANCE In the institutional investor segment the Bank attained significant results despite the market slowdown. As a result of an increase in the client base, the Bank posted a 7.9% revenue growth YoY. Among the key advancements is the implementation of an e-trading tool which streamlined processes while generating new opportunities and the launch of a commodity execution platform. Global Transaction Banking (GTB) The Global Transaction Banking (GTB) area includes offices such as Cash Management, Trade Finance, Local Assets and Custody, focused on the Bank's corporate clients. In 2013, due to a more selective credit scenario, Cash Management products were on the limelight and this led the Bank to innovate its product portfolio such as a new solution for Court-ordered cash seizure management, the Mobile PJ solution and the Cash Management solution for exporters. As a result the area posted an average growth of 29.3% YoY in the transaction volume both in payments and collections. With the activities of Trade, Export & Commodity Finance (TECF), in 2013, Santander became the 2nd largest private-sector bank in Trade Finance, due to a combination of factors such as the improvement of liquidity in foreign currencies, the wide range of products and services and the effort in asset generation. Among the innovations in the year we highlight the first transaction in local currency with an Export Credit Agency (ECA), in connection with a loan for a cement plant; a loan for the construction of a hydro power plant in Angola; and the development of new products for clients such as a Letter of Credit in Chinese Yuan and local currency and indexed transactions using long-term interest rates ("TJLP") and the consumer price index ("IPCA"), to name a few. As for the Local Assets office, the BNDES onlending loans was the main highlight of the year, with a 50% growth YoY; this led to a 2p.p. growth in market share. These outcomes reflect the implementation of a strategic plan in all Bank segments, including work flow reviews to streamline the agreement approval process. In Agricultural Loans, the Bank allocated all mandatory loans (R$ 5.9 billion) in more than 9.2 thousand agreements in the crop year 2012/2013 (July-June). In the Wholesale Loans segment, Santander Brazil boasts a portfolio of R$ 58 billion in 2013 (11% growth YoY). In Custody, the Bank was considered as the service provider with the highest level of client satisfaction in the Brazilian market according to an annual survey conducted by the Global Custodian magazine. In 2013, the platform for processing the portfolio for non-residents was delivered, and this allowed the Bank to operate in a market with assets in excess of R$ 1 trillion, while consolidated the franchise's name among the key clients in the Private Equity segment. Corporate Finance The Corporate Finance Office, in charge of restructuring operations and the financial advice activities to the Bank's corporate clients, is divided into two areas: Equity Capital Markets (ECM), in charge of clients' public offers in the stock market; and M&A (Mergers and Acquisitions), in charge of mergers & and acquisitions operations. In 2013, the ECM area was the coordinator of a number of stock offerings in Brazil; like the IPO transactions for Via Varejo S.A., Ser Educacional S.A., Smiles S.A. and Alupar Investimentos S.A., and the Public Offer for the acquisition of Arteris S.A. shares. Santander also had a key role in other six IPO/follow-on transactions involving the following Real Estate Investment Funds: Santander Agências FII, General Shopping Ativo e Renda - FII, TB Office and BTG Pactual Corporate Office Fund. In Mergers & Acquisitions, the Bank ended 2013 in the 4th position in the Brazilian ranking of transactions announced in the year, according to Bloomberg, with a total volume of US$19.8 billion in 12 operations; the Bank highlights the sale of a 20% interest owned by Petrobras in the stock of Companhia Energética Potiguar S.A. to Global Participações em Energia S.A.; the sale of 100% interest of Marfrig Alimentos S.A. in Seara Brasil and the Uruguay leather division of Marfrig to JBS S.A.; the sale of seven windmill farms by Casa dos Ventos to Companhia Paranaense de Energia - Copel; the sale of Petróleo Brasileiro S.A. shares - Petrobras, equivalent to 49% interest in Brasil PCH, to Cia Energética Minas Gerais Cemig; and the sale of Telefonica Brasil S.A.'s MMDS client portfolio to SKY. 4th IN THE BRAZILIAN RANKING OF ANNOUNCED TRANSACTIONS, ACCORDING TO BLOOMBERG 86 Annual Report 2013 87
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