Well Positioned to Deliver Sustainable Growth

00 Home & Auto WELL-POSITIONED WITH AMPLE MARKET PENETRATION OPPORTUNITY Market Overview ~$2.3T Home & Auto ~$0.8T Home ~$1.5T Auto DEEP DOMAIN ENTERPRISE DRIVES VALUE ~120,000 LOCATIONS across broad merchant base 30+ year RELATIONSHIPS average length of relationship with top 20 partners ~57% OF STORE LOCATIONS of top 100 furniture retailers¹ B ~47% OF STORE LOCATIONS of top 100 tire retailers² ~60% REPEAT SALES reflecting strong value and customer loyalty NA ~2M NETWORK LOCATIONS participating locations for home and car care networks synchrony 22

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