Strategic Business Opportunities and Technological Tailwinds

Lending Trends - Segment Demand Products NTC 501-600 601-730 731-760 761-780 780+ Personal Loan 14% 3% 40% 28% 11% 4% Consumer Loan 20% 3% 36% 27% 10% 3% Credit Card 11% 2% 32% 31% 16% 7% Home Loan 20% 1% 24% 23% 18% 15% Auto Loan 17% 2% 35% 24% 14% 9% 2W Loan 31% 4% 34% 19% 8% 3% Business Loan 15% 2% 36% 28% 12% 7% CV Loans 20% 3% 41% 22% 10% 4% Total 16% 2% 36% 28% 12% 5% Apr 22-Mar'23 Industry View (includes us); Credit Bureau data RBL BANK 80 Years In Your Service ESTARUSHED IN 1943 23

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