IDFC FIRST Bank: Quarterly Income and Business Overview
Section 4: Capital Adequacy Ratio, including additional equity capital of Rs. 3,000 crore
raised in April 2021, is at 16.32% with CET-1 Ratio at 15.62%
In Rs. Crore
Mar-20
Dec-20
Mar-21
Common Equity
14,690
17,287
16,974
Mar-21
(Incl Capital Raise)
19,988
Tier 2 Capital Funds
90
629
647
887
Total Capital Funds
14,780
17,917
17,622
20,875
Total RWA
110,481
125,052
1,27,944
1,27,944
CET 1 Ratio (%)
13.30%
13.82%
13.27%
15.62%
Total CRAR (%)
13.38%
14.33%
13.77%
16.32%
The regulatory requirement for the Capital Adequacy Ratio is 10.875% with CET-1 Ratio at 7.375% and Tier I at 8.875% as per the RBI Guidelines.
The Bank has successfully raised Rs. 3,000 crore of equity capital through QIP process by allotting new equity shares to marquee international
and domestic investors in April 2021. The process began in the last week in February 2021 and was completed in the first week of April 2021.
Section 4: Key Business & Financial Parameters
49
IDFC FIRST
BankView entire presentation