Investor Presentaiton
Financial results overview
Q1 2021Key Highlights
Q1 2021 Vs Q1 2020
Balance Sheet
Income
Statement
Asset Quality
MOST
PROFITABLE
MOST
EFFICIENT
BANK OF
CHOICE
DIGITALLY
ENABLED
10.1%
7.5%
5.2%
3.0%
23.7%
Total assets
Loan and
advances, net
Investments, net
Customer
deposits
Demand & other
deposits
8.3%
5.4%
18.8%
2.1%
Credit related impairment
decreased by 18%.
Net income
NSCI
Fee and other
income
Total operating
income
■ Cost of Risk in Q1 2021 decreased
to 50 bps from 107 bps in Q4-20
and 67 bps in Q1 2020.
•
NPL ratio 1.96% and NPL coverage at 123 %
•
Results Presentation - Q1 2021
Capital position: CET1 ratio of 16.1% and Total Capital Adequacy Ratio of 19.7%.
Strong funding and liquidity with Regulatory Loans to Deposits Ratio of 78%, Net Stable Funding Ratio of 128% and Liquidity
Coverage Ratio of 181%.
•
Leverage Ratio of 11.8%.
General Business
بنك الرياض
riyad bank 13View entire presentation