Investor Presentaiton
Deposits
Continued focus on deposits both from individuals and corporates
22
22
.
•
Deposits and due to credit institutions and Central Bank
Maturity of deposits (%)
Deposits represent 55% of the Bank's
total liabilities
Special emphasis on corporate deposits
27% growth from YE 2018 and 17%
growth from YE 2019
FX deposits increased significantly during
the quarter, partly due to depreciation of
the ISK. FX deposits represents 17% of
total deposits compared with 14% at
year-end 2019
548
16
500
499
75
470
475
75
65
64
57
58
66
69
65
50
50
65
The Bank will continue focusing on
69
56
56
69
deposits from individuals and corporates
as they provide long term stable funding
147
126
116
119
113
All amounts in ISK billion
246
249
258
261
230
3
On demand
11
Up to 3 months
■3-12 months
70
■More than 12
months
Deposits by currency (%)
17
■ISK
31.12.2017 31.12.2018 31.03.2019 31.12.2019 31.03.2020
■FX
83
Other
Pension funds Corporations ■Individuals
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