Q1FY24 Results - Investor Presentation
Group P&L
| P&L walk
YoY Growth
(3%)
▲ 68%
11%
8%
14%
▲ >100%
(10%)
(12%)
(9%)
9%
(8%)
410
387
(24)
(22)
138
(39)
26
378
14
352
(125)
1
Reported
PATMI
Q1FY23
Discont'd
PATMI
Cont'd
PATMI
Q1FY23
Net
Interest
Income
Non-Interest Total Income
Income
Expenses
PBP
Impairment
PBT
Tax & Zakat
Cont'd
PATMI
Q1FY24
Discont'd
PATMI
Reported
PATMI
Q1FY24
Positive growth in Q1FY24
Contraction in Q1FY24
NII
NOII
Total
Income
Tax and
Expenses
PBP
Impairment PBT
Zakat
Cont'd
PATMI
Discont'd Reported
Q1FY24
809
342
1,151
(508)
Q1FY23
831
204
1,035
(469)
643
566
(190)
453
(100)
352
PATMI
26
(66)
501
(114)
387
24
PATMI
378
410
▼(61%)
▲ 27%
Effective
Continuing
Noll %
CTI
Tax Rate
14%
8%
(85%)
RB
IB
Q1FY24
29.7%
44.1%
22.0%
▼(52%)
-8%
Others
Continuing PATMI by Lines of Business (YoY)
1. Insurance comprised Liberty Insurance Berhad (LIB),
AmMet Life and AmMet Life Takaful.
The results of LIB (associate) has been equity
accounted from 1 August 2022 onwards.
Q1FY23
19.7%
45.3%
22.7%
16%
BB
3%
Insurance
1
Cont'd
PATMI
>100%
RM352mil
(9%)
AmBank Group
Q1FY24 Results - Investor Presentation
67%
WB
56%
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