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Investor Presentaiton

RWA GROWTH Risk-weighted assets ($MM) $86,206 $5,486 $313 ($276) $1,026 $92,755 Q1 20 Credit Risk Operational Risk Market Risk FX impact Q2 20 ◉ ☐ Higher RWA on higher Credit Risk primarily driven by: Business lending from incremental draws and new loans Maturity of a Series of the credit card securitized portfolio - Loan migration FX impact mainly from US$ denominated. portfolios 18

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