Investor Presentaiton
Q4 FY22
Financial statement summary - Bajaj Finance Ltd. BAJAJ FINANCE LIMITED
Financials snapshot
in Crore
Q4 FY21
Y-o-Y
Assets under management
1,46,743
1,15,418
27%
FY22
1,46,743
FY21
1,15,418
Y-o-Y
27%
Assets under finance
1,44,276
1,13,090
28%
1,44,276
1,13,090
28%
1
Interest income
6,381
5,288
21%
23,729
20,419
16%
I
I
Fee and other income
1,157
681
70%
I
3,882
2,599
49%
I
Net gain on fair value changes on investment
82
41
101%
I
260
528
(51%) I
Total Income
7,620
6,010
27%
27,871
23,546
18%
Interest expenses
1,948
1,723
13%
7,573
7,446
2%
I
Net Interest Income
5,672
4,287
32%
20,298
16,100
26%
Operating Expenses
1,949
1,514
29%
7,090
5,016
41%
Loan losses and provisions
664
1,201
(45%)
4,622
5,721
(19%)
Profit before tax
3,059
1,572
95%
|
8,586
5,363
60%
Profit after tax
2,268
1,161
95%
6,350
3,956
61%
Ratios
Operating expenses to Net Interest Income
34.4%
35.3%
I
34.9%
31.2%
I
I
Loan loss to average AUF*
0.48%
1.09%
3.59%
5.05%
I
Earning per share - Basic (3) *
37.6
19.3
105.4
65.9
I
Return on Average Assets*
1.6%
1.1%
4.9%
3.5%
I
I
Return on Average Equity *
5.5%
3.3%
|
16.3%
11.7%
I
33
*Not annualizedView entire presentation