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Investor Presentaiton

Loans Held for Investment Portfolio Details ($ in millions) # Loan Type Hotel Loans: Location Origination Date Current Loan Outstanding Commitment Principal Unleveraged Carrying Value Interest Rate LIBOR Floor Effective Yield Maturity Date Payment Terms (1) 39 Senior 40 Senior OR/WA Diversified May 2018 $68.1 $68.1 $67.3 L+3.45% 1.9% 7.4% Sep 2018 60.8 60.8 60.6 L+3.60% 2.1% 6.1% May 2022 Sep 2022 41 Senior CA Dec 2017 40.0 40.0 40.0 L+4.12% 1.4% 5.8% Jan 2022 42 Senior MI Nov 2015 33.2 33.2 33.2 L+3.95% 0.3% 4.4% Jul 2022 1/0 43 Senior IL Apr 2018 32.9 32.9 31.0 L+4.40% 1.9% -%(2) May 2022 55555 1/0 1/0 1/0 1/0 Total Hotel $235.0 $235.0 $232.1 Student Housing Loans: 44 Senior TX Dec 2017 $39.5 $39.5 $39.5 L+4.75% 0.5% 5.5% Jan 2022 45 Senior CA Jun 2017 36.5 36.5 36.5 L+3.95% 0.4% 4.3% Jul 2022 46 Senior NC Feb 2019 30.0 30.0 30.0 L+3.15% 2.3% 5.9% Feb 2022 47 Senior TX Dec 2017 25.1 24.6 24.4 L+3.45% 1.6% 5.6% Feb 2023 48 Senior FL Jul 2019 22.0 22.0 21.9 L+3.25% 2.3% 6.0% Aug 2022 49 Senior AL Apr 2021 19.5 19.5 19.3 L+3.85% 0.2% 4.4% May 2024 NOOOOO P/I 1/0 1/0 1/0 1/0 1/0 $172.6 $172.1 $171.6 Total Student Housing Self Storage Loans: 50 Senior NJ Apr 2021 $55.5 $55.5 $55.6 L+3.80% 0.4% 4.1% Feb 2024 51 Senior FL Feb 2019 19.5 19.5 19.5 L+3.50% 2.0% 6.0% Mar 2022 52 Senior FL Jan 2021 10.8 10.8 10.7 L+2.90% 1.0% 4.4% Dec 2023 53 Senior AZ Jul 2021 8.6 8.3 8.3 L+2.90% 0.9% 4.0% May 2024 54 Senior AZ Jul 2021 7.4 7.4 7.3 L+2.90% 0.9% 4.1% May 2024 55 Senior FL Jan 2021 7.0 7.0 6.9 L+2.90% 1.0% 4.3% Dec 2023 56 Senior FL Jan 2021 6.4 6.4 6.4 L+2.90% 1.0% 4.3% Dec 2023 57 Senior MO Jan 2021 6.5 6.1 6.1 L+3.00% 1.3% 4.4% Dec 2023 58 Senior IL Jan 2021 5.6 5.5 5.5 L+3.00% 1.0% 4.3% 59 Senior FL Jan 2021 4.4 4.4 4.4 L+2.90% 1.0% 4.2% 60 Senior CO Jul 2021 3.2 3.2 3.2 L+2.90% 0.9% 3.8% Dec 2023 Dec 2023 Apr 2024 1/0 OOOOOOOOOOO 1/0 1/0 1/0 1/0 1/0 1/0 1/0 1/0 1/0 1/0 Total Self Storage $134.9 $134.1 $133.9 Note: As of September 30, 2021. Please see the glossary at the end of this presentation. 1. I/O = interest only, P/I = principal and interest. 19 2. Loan was on non-accrual status as of September 30, 2021 and therefore, there is no Unleveraged Effective Yield as the loan is non-interest accruing. ①ARES COMMERCIAL REAL ESTATE CORPORATION
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