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Investor Presentaiton

Capital adequacy CET1 ratio 23, % 14.7 0.8 0.0 (0.4) (0.1) (0.3) 0.0 14.7 1Q23 PAOS Dividend Change in FX accrual RWAs 1Q23 translation buyback Other 2023 differences Strategy 2023 results Appendix 116 CET1 ratio remained stable as profit generation was offset by dividend accrual and the share buyback announced at 1Q23 Dividend accrued in respect of 1H23 $6.9bn ($0.35 per share) of which $2.0bn paid out ($0.10 per share) Completed the $2bn buyback announced at 1Q23. Announced a further buyback of up to $2bn with an intention to complete this in around 3 months We anticipate the further share buyback to impact the CET1 ratio by c.25bps in 3023 CET1, $bn 125.7 6.6 (3.3) 0.0 (2.0) (0.6) 126.4 RWAs, $bn 854.4 4.1 1.0 859.5 Capital progression4 Common equity tier 1 capital, $bn Risk-weighted assets, $bn CET1 ratio, % Leverage exposure, $bn Leverage ratio, % 2023 1023 2022 126 126 860 854 852 14.7 14.7 13.6 2,498 2,486 2,484 5.8 5.8 5.5 18
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