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Investor Presentaiton

Diversified loan portfolio Professionals and private individuals General 9% commerce 13% Fls, investment and holding companies 11% Housing loans 24% Industry Others 11% Greater China 16% Indonesia 4% Manufacturing 8% Geography1 Singapore 52% Thailand 7% Malaysia 10% Note: Financial statistics as at 31 March 2021 Individuals 33% Others |||| UOB 6% Transport, storage and communication 4% Building & construction 25% Segment Large corporates and institutions 53% Small and medium sized enterprises 15% 1. Loans by geography are classified according to where credit risks reside, largely represented by the borrower's country of incorporation / operation (for non-individuals) and residence (for individuals) 20

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