Investor Presentaiton
Disclaimer and important notices
No recommendation, offer, invitation or advice
The material in this presentation is general background information about Plenti Group
Limited (the Company) and its subsidiaries, and is current at the date of the
presentation, 18 November 2020.
The information in this presentation is of a general nature and does not purport to be
complete or to provide all information that an investor should consider when making an
investment decision. It should be read in conjunction with the Company's IPO
prospectus and other periodic and continuous disclosure announcements lodged with
the ASX, including the H1 FY20 Half Year Results announcement. Neither the Company
nor its representatives have independently verified any data provided by third parties.
This presentation does not constitute advice (of any kind) to current or potential
investors and does not take into account the investment objectives, financial situation or
needs of any particular investor. No representation is made as to the accuracy,
completeness or reliability of the presentation. The Company is not obliged to, and
does not represent that it will, update the presentation for future developments.
This presentation is not an offer, invitation, solicitation or other recommendation with
respect to the subscription for, purchase or sale of any securities in the Company. This
presentation has been made available for information purposes only and does not
constitute a prospectus, short form prospectus, profile statement, offer information
statement or other offering document under Australian law or any other law. This
presentation is not subject to the disclosure requirements affecting disclosure
documents under Chapter 6D of the Corporations Act 2001 (Cth) and does not contain
all the information which would be required in such a disclosure document.
Exclusion of representations or warranties
This presentation may contain certain "forward looking statements". Forward risks,
uncertainties and other factors, many of which are outside the control of the Company,
can cause actual results to differ materially from such statements. The Company makes
no undertaking to update or revise such statements. Investors are cautioned that any
forward-looking statements are not guarantees of future performance and that actual
results or developments may differ materially from those projected in any forward-
looking statements made.
To the maximum extent permitted by law, the Company and its related bodies
corporate, directors, officers, employees, advisers and agents disclaim all liability and
responsibility (including without limitation any liability arising from fault or negligence)
for any direct or indirect loss or damage which may arise or be suffered through use or
reliance on anything contained in, or omitted from, this presentation.
Non-IFRS financial measures
Recipients of this presentation should also be aware that certain financial information
included in this Presentation is "non-IFRS financial information" under ASIC Regulatory
Guide 230: "Disclosing non-IFRS financial information". These measures include net loss
rate, loan deferral rates, net charge-off rates, any "pro forma" measurements, average
interest rates, average funding rates, cost to income ratios and loan portfolio
amortisation rates. The Company believes this non-IFRS financial information may be
useful to users in measuring the financial performance and conditions of the Company
and its subsidiaries.
This non-IFRS financial information does not have a standardised meaning prescribed by
the Australian Accounting Standards Board or the International Financial Reporting
Standards Foundation, and therefore, may not be comparable to similarly titled
measures presented by other entities, nor should it be construed as an alternative to
other financial measures determined in accordance with Australian Accounting
Standards or IFRS. Recipients of this presentation are therefore cautioned not to place
undue reliance on any non-IFRS financial information included in this presentation.
Further information regarding the non-IFRS financial information used in this
presentation is included in this Appendix. Non-IFRS measures have not been subject to
audit or review.
Investment risk
An investment in the Company's securities are subject to investment and other known
and unknown risks, some of which are beyond the control of the Company. The
Company does not guarantee any particular rate of return or the performance of the
Company or an investment in it, nor does it guarantee the repayment of capital from the
Company or any particular tax treatment. Before investing in the Company, you should
consider whether this investment is suitable for you. Potential investors should consider
publicly available information on the Company, carefully consider their personal
circumstances and consult their professional advisers before making an investment
decision.
All currency figures are in Australian dollars unless otherwise stated. Totals and change
calculations may not equate precisely due to rounding.
Plenti
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