Investor Presentaiton
Key Highlights Q4-FY 20
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J
Jana
Small
Finance
Bank
PAT for the Q4-FY 20 is Rs. 52 crs despite a difficult March month due to lockdown. PAT was
up 58% compared to Rs. 33 crs in Q3-FY 20.
Customer Deposits were up 6.6% Q-Q at Rs. 9,652 crs as of 31st Mar 2020 compared to Rs.
9,052 crs as on 31st Dec 2019.
AUM grew 13% Q-Q to Rs. 11,299 crs as at 31st Mar 2020 compared to Rs. 9,981 crs in 31st Dec
2019.
SMA-0 to SMA-2 book was Rs. 158 crs of which Rs. 52 crs is fully secured. Provision made for
the same is in excess of RBI requirements.
The asset book continues to diversify with 25% of the book being secured - up from 23% in
Dec-19.
Received Rs. 1,000 crs Re-finance from NABARD and Rs. 200 crs Term loan from IDFC First
Bank during the quarter.
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