2016 Year-End Financial Results

2017 Outlook Medium-term financial objectives Metric Medium-term Objectives 20161 EPS Growth 5-10% 6% ROE 14%+ 14.3% Operating Leverage Positive +1.0% Maintain Capital 11.0% strong ratios (1) Adjusting for Q2/16 restructuring charge of $278 million after-tax ($378 million before-tax) 16 Scotiabank®

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