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Tokyo Investor Day

• YEN EQUITY HEDGE PROTECTS USD VALUE OF JAPAN OPERATIONS AND OVERALL PRUDENTIAL ROE FROM FX MOVEMENTS U.S. dollar investments in Japan support value of Yen-based business Cash flows to/from Japan on internal hedge reflect currency movements - Provides cash to holding company over time which, on redeployment, mitigates negative impact to earnings and ROES in weakening Yen scenario Creates "Yen-denominated" assets on Japanese books, mitigating solvency margin ratio volatility that would otherwise result from owning USD assets Cash payments to / from holding company over multi-year period to help manage liquidity Future USD Value of Dividends from Japan Lower Future Dividend USD Asset Value Hedge Cash Flows -800% SMR Weakening Yen USD Assets Worth More \ Cash from Japan -800% SMR Stable Yen USD Assets Worth Same \ No Cash Movement No Change ~800% SMR Strengthening Yen USD Assets Worth Less \ Cash to Japan Higher Future Dividend Prudential Tokyo Investor Day 9.15.2016 12
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