Investor Presentaiton
CASA
Gross NPA
Net NPA
Book Value per Share
(Rs.)
27.1
Key Metrics- Quarterly
Particulars
Q1
Net Interest Margin
(NIM)
CRAR Basel III
ROAA (Annualized)
Provision Coverage
FY16
FY17
SOUTH
INDIAN Bank
FY18
Q2 Q3
Q3 Q4 Q1 Q2
FY15
Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1
2.7% 2.9% 2.5% 2.7% 2.5% 2.8% 2.9% 2.6% 2.7% 2.8% 2.7% 2.7% 2.8% 2.9%
12.2% 12.1% 11.4% 12.1% 11.4% 11.9% 11.7% 11.8% 11.7% 11.1% 11.1% 12.4% 12.1% 11.7%
0.5% 0.6% 0.6% 0.1% 0.5% 0.6% 0.7% 0.5% 0.6% 0.7% 0.6% 0.4% 0.6% 0.02%
62.5% 62.9% 60.4% 61.0% 56.1% 55.3% 50.3% 40.3% 42.6% 46.1% 50.2% 55.1% 44.6% 44.1%
22.1% 22.1% 21.5% 20.6% 22.3% 22.8% 23.0% 22.4% 23.2% 22.8% 25.9% 23.8% 25.2% 24.6%
1.5% 1.6% 1.8% 1.7% 1.9% 2.2% 2.8% 3.8% 4.0% 4.0% 4.0% 2.5% 3.6% 3.6%
0.9% 0.9% 1.0% 1.0% 1.2% 1.4% 1.8% 2.9% 2.9% 2.8% 2.5% 1.5% 2.5% 2.6%
25.9 26.5
26.6 27.1 27.8 28.5 28.5 30.0 30.8 31.6 26.9 27.7 27.6
EPS (Rs.) (Annualized)
3.8 3.0
2.9
2.3
1.9
2.3
2.6
2.5
2.8
3.0 3.1 2.6
2.3 0.1
Branches
- Kerala
439
440 441 444
447
447 447
449 453
454 455 463
463 463
- South India (Ex-
230
232
233
239
242
244
244
245
245 245 245 246
246 246
Kerala)
Rest of India
132
133 136
Total Branches
801
805 810 822 828
139 139 140 140
831 831
140 140 140 140 141 142
834 838 839 840 850 851
142
851
ATMs
- Kerala
565
587 607
651 670
682
688
698
- South India (Ex-
297 313 325 365 378 380 384
701 713 718 724
387 388 391 393 394 396
745
756
393
Kerala)
Rest of India
Total ATMs
156 163 176 184 196 198 200 202 202 202 202 202 203 205
1,018 1,063 1,108 1,200 1,244 1,260 1,272 1,287 1,291 1,306 1,313 1,320 1,344 1,354
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