HDFC Corporate Update

Percentage Operational & Financial Highlights: Mortgages NON-PERFORMING LOANS (NPLs) & PROVISIONS CARRIED HDFC 2.60% 2.64% 2.56% 3.00% 2.24% As at September 30, 2021 2.00% 2.50% 1.81% (Rs. in bn) 2.00% 1.50% 1.00% NPLs (90 days): 103.41 0.50% Provisions Carried: 133.40 0.00% Sep-20 Jun-21 Sep-21 Regulatory provision as per NPLs GROSS NPLs Individual Loans PROVISIONS CARRIED AS % OF EAD* period of default & standard assets: 66.05 Sep 30, 2021 Jun 30, 2021 1.10% 1.37% Non-Individual Loans Overall NPLs 4.69% 4.87% 2.00% 2.24% *EAD: Exposure at Default 20

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