Investor Presentaiton
Balance sheet - customer lending
Balances by global business, $bn
Balances by region
Growth since 3Q22
1,005
994
1,031
Europe
$344bn
81
$(6)bn
(2)%
-2-
26
$(3)bn
o/w: UK
$286bn
(1)%
991
1,005
925
Asia
$475bn
199
207
$(14)bn
(3)%
193
o/w: Hong
$(10)bn
$296bn
Kong
(3)%
331
347
308
MENA
$26bn
$(1)bn
(3)%
North
$56bn
461
450
424
America
$(58)bn
(51)%
o/w: US
$54bn
1
0
0
$(3)bn
(5)%
4Q21
3Q22
4Q22
Latin
$(0)bn
$24bn
America
(2)%
Held for sale
WPB
GBM
Corporate Centre
$(80)bn
Total
$925bn
(8)%
CMB
Strategy
4022 results
Appendix
Adjusted customer lending of $925bn, down
$80bn (8%) vs. 3Q22, primarily due to the
reclassification of $55bn of Canada loans to held-
for-sale (HFS). Including HFS balances, lending
down $25bn (2%)
WPB down $27bn (6%) due to $27bn of
Canada loans moved to HFS. Including HFS
balances, lending stable
CMB down $39bn (11%), of which $25bn of
Canada loans moved to HFS. Including HFS
balances, lending down $14bn (4%) driven by
softer economic activity in Hong Kong
GBM down $15bn (7%) due to seasonality in
Europe
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