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Healthier, Longer, Better Lives

AIA Free Surplus (1) ($b) Financial Discipline Driving Free Surplus Generation Use of Free Surplus (1) Since IPO ($b) 40.5 (14.5) >20% IRR New Business Investment Cumulative UFSG New Business since 2010 Investment → VONB of $24.9b → Paid more than $10b dividends → Financed inorganic opportunities (10.8) → Minimal investment variances (3.8) (2.3) (0.6) 8.5 5.0 +8.5 13.5 Dividend Acquisitions Paid Central Costs (2) Investment Return Variances and Other Non-operating Increase in Free Surplus 2010 2020 since 2010 Notes: Due to rounding, numbers presented in the chart may not add up precisely (1) (2) Free surplus is the excess of the market value of AIA's assets over the sum of the statutory liabilities and required capital Unallocated Group Office expenses, finance costs and other capital movements Items 26 26
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