Investor Presentaiton

DCB Human Capital - Our Treasure ■ ■ Performance Management plan in place. Every employee has a specific KRA & Goal sheet. Dedicated staff of FY 2008: 2235 (including 508 sales trainees) as compared to FY 2007 1810 (including 479 sales trainees). Training man-hours increased from 2579 in FY 2007 to 5002 in FY 2008 Average age of Employees reduced from 39 years in March 2007 to 32 years in March 2008. ESOPs granted to all eligible staff - 97% coverage.

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