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International Banking – Revenue & Volume Growth Revenues (TEB) ($ millions) - Average Loans & Acceptances ($ billions) +11% Y/Y +9% 25 25 23 Y/Y 26 29 30 2,424 2,618 2,645 53 55 58 905 910 828 Q3/16 Q2/17 Business Q3/17 ■Residential mortgages Personal & credit cards Average Deposits¹ ($ billions) 1,596 1,713 1,735 +13% Y/Y 35 36 33 Q3/16 Q2/17 Q3/17 54 61 62 Net interest income ■Non-interest revenue (1) Includes deposits from banks 20 20 Q3/16 Q2/17 Q3/17 Scotiabank® ■Non-personal ■ Personal

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