Strategic Priorities & Financial Overview
Highlights Canadian Personal and Business Banking
-
Strategic priorities accelerating growth
Delivering personalized advice to our clients in a
way that is meaningful and relevant to each of them
Reported
Adjusted¹
($MM)
Revenue
F23
YOY
F23
YOY
9,407
6%
9,441
6%
Net Interest Income
7,247
9%
7,247
9%
Non-Interest Income²
2,160
(4%)
2,194
(2%)
Expenses
5,174
4%
5,148
6%
PPPT³
4,233
8%
4,293
6%
☐
Provision for Credit Losses
986
13%
986
26%
Net Income
2,358
5%
2,403
0%
Loans (Average, $B) 4,5
317
5%
317
5%
Deposits (Average, $B)5
218
7%
218
7%
Net Interest Margin (NIM) (bps)
230
9
230
9
Introducing more opportunities for our clients to deal
with us digitally by investing in digital and real-time
remote capabilities
Providing our team with the tools to deliver an
excellent experience for our clients consistent with
a one-team approach
F23 | Key Highlights
+585k
Net New Client Growth [YTD]6
Continued momentum in client growth
+2% / 0%
Reported / Adjusted¹ Op. Leverage
Stabilizing expense growth
94%
Digital Transactions?
Record high number completed digitally
For footnoted information refer to slide 35.
CIBC
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