Serving To Empower

Professionally managed Bank with experienced SMPs and Board Of Directors J&K Bank Serving To Empower MR. BALDEV PRAKASH (MD & CEO) •Over three decades with the country's largest bank •Multiple degrees and diplomas offered by the CAIIB, Diploma in Treasury, Investment and Risk Management, Diploma in International Banking and Finance DR. PAWAN KOTWAL, IAS •Presently posted as Advisor to Lieutenant Governor, UT of Ladakh (1994 IAS) •Wealth of Administrative acumen and proficiency having previously served as Principal Secretary various ministries including P&M Dept. in UT of Ladakh. MR. SANTOSH DATTATRAYA VAIDYA, IAS Presently posted as Principal Secretary Finance, UT of J&K 1998 AGMUT •B-tech from IIT-Kharagpur PG(Econ) (IGNOU) and Masters in Public Policy from Johns Hopkins University, United States. DR. MANDEEP K BHANDARI, IAS •MBBS with Gold Medal, administrative and professional expertise of >20 years •Principal Secretary to Hon'ble Lieutenant Governor of UT of J&K and is also holding charge of CEO Amarnathji Shrine Board MR. NABA KISHORE SAHOO •Nearly 4 decades of experience and risen through the ranks •Very rich and diverse experience in banking industry with expertise in Credit, Risk Management & HR. MR. UMESH CHANDRA PANDEY •Nearly 4 decades of experience as a Chartered Accountant •Strong Competencies in Corporate Law, Taxation, Project Report, M & A Transactions, Statutory Compliance Audit - Direct Tax/ Indirect Tax & Labor Laws MR. ANIL KUMAR GOEL ⚫Qualified Arbitrator & Mediator, Information Systems Auditor (DISA), Forensic Auditor & Fraud Detector (FAFD) •34 years expertise in Corporate & Tax Laws, Consultancy, Statutory Audits MR. ANAND KUMAR ⚫(IT) specialist who has experience of more than three decades in IT development and management and is a BE(IT) from IIT and a PGDM from IIM-L. •Worked at multiple MNCs and large groups: Citigroup, HSBC, Barclays, Fiserv, etc. MR. R. K. CHHIBBER •Over three decades of banking experience, his areas of expertise include Credit, Finance, IT, Corporate & Retail Banking, Risk management, Trade Finance, Foreign exchange, Business continuity planning, HR, Bancassurance MR. SUDHIR GUPTA •Over three decades of experience in different capacities across the operational topography of the Bank with expertise in Credit, Finance, Corporate & Retail Banking, Customer Service, Trade Finance, Foreign exchange, BCP etc. DR. RAJEEV LOCHAN BISHNOI •Credit specialist and advises corporates and banks on balance sheet stress, risk processes and improving the overall financial health of the enterprise. •Partner in Chartered Accountancy firm M/S Jain & Malhotra, New Delhi. MS. SHAHLA AYOUB •Works as an Assistance Professor in the DHE, J&K and brings to Board an affluence of Economic expertise and perspicacity and has strong interests in Conflict Economics, Financial Inclusion and Developmental Economics. 16

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