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Investor Presentaiton

Capital Markets Net income stable YoY as higher NSCI offset by lower brokerage income SNB SAR (mn) Total assets Financing and advances, net Assets under management Total liabilities 30 2023 20 2023 A 14,824 14,862 -0% 2,166 1,991 +9% 239,500 239,500 +0% 3,860 3,929 -2% 30 2023 40 2022 A 14,824 13,844 +7% 2,166 2,449 -12% 239,500 230,444 +4% 3,860 3,951 -2% Net Income Before Zakat & Tax Movement YoY (SARmn) +0% 936 47 1 936 (1) (6) (41) Operating Income SAR +6 (+0%) +23% -4% -0% +79% +7,373% 9M 2023 9M 2022 A 3Q 2023 3Q 2022 A 9M 22 NSCI Net special commission income Fee & other income 257 210 +23% 100 121 -18% Fee & other income Expenses Impairments Other income (expenses) 9M 23 1,113 1,154 -4% 384 206 +87% Total operating income 1,369 1,363 +0% 484 327 +48% Assets Under Management (SARbn) Brokerage Volume Traded (bn) Operating expenses (426) (427) -0% (151) (140) +8% +1% Impairments (2) (1) +79% 0 0 230.4 239.5 232.2 -34% 521.7 Other income (expenses) (6) (0) +7373% (6) 0 Net income before zakat & tax 936 936 +0% 327 187 +75% -3% QoQ AUM related fee income 610 586 +4% 209 194 +8% 4Q 22 2Q 23 3Q 23 9M 22 9M 23 Brokerage related fee income 295 410 -28% 111 104 +6% | | 346.0 SNB | 3Q 2023 | Investor Presentation 42
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