Scotiabank Earnings Update
Scotiabank
Stronger Balance Sheet
Stronger capital ratio
Q4/99
Q3/07
Tier 1 capital ratio
8.1%
9.7%
Higher level of liquidity
($ billions)
Liquid assets
Total assets
$222.7
$43.9
$107.0
$408.1
Q4/99
Q3/07
Liquid assets as % of total assets
20%
26%
41
Scotiabank
Moderate Net Impaired Loan Formations
(Q3/07, $ millions)
Domestic
Domestic Retail: formations reflect
growing portfolio size; underlying credit
trends remain strong
- Retail
77
- Commercial
1
78
Domestic Commercial: stable credit
quality
International
- Mexico
48
-
Caribbean &
16
Central America
- Latin America & Asia
29
93
International: formations primarily in
retail portfolios across division, largely
mirroring underlying asset growth
Scotia Capital: repayment on two
accounts in Europe
Scotia Capital
- U.S.
- Canada & Other
(1)
(23)
(24)
Total
147
42View entire presentation