Investor Presentaiton
Q3 2023 highlights
In € bn, unless stated otherwise
Financial results
Divisional revenues
Key highlights
› Revenues higher compared to last
year, driven by strong momentum
in Corporate Bank and Private
Bank
Provision for credit losses lower
sequentially, driven by model
changes and improved
macroeconomic forecasts
› Adjusted costs essentially flat
sequentially, as continued
investments are offset by lower
compensation and professional
service fees
> Deposits increased by € 18bn in
Q3, driven by business momentum
in Corporate Bank
› Continued increase in cumulative
Sustainable Finance volumes³
Q3 2023
A vs.
Q3 2022
A vs.
Q2 2023
Revenues
Statement of income
Revenues ex-specific items¹
Provision for credit losses
Noninterest expenses
Adjusted costs
Pre-provision profit
Profit (loss) before tax
7.1
3%
(4)%
A vs.
+3%
Q3 2022
7.1
6.9
7.1
6%
(5)%
0.2
(30)%
(39)%
5.2
4%
(8)%
Corporate
1.6
1.9
+21%
5.0
2%
0%
Bank
>
2.0
0%
9%
1.7
7%
23%
Profit (loss)
1.2
(3)%
28%
Balance sheet and resources
Average interest earning assets
964
(3)%
1%
Investment
2.4
2.3
(4)%
Loans²
485
(4)%
0%
Bank
Deposits
611
(3)%
3%
Sustainable Finance volumes (cumulative)³
265
35%
4%
Risk-weighted assets
354
(4)%
(1)%
Leverage exposure
1,235
(6)%
(0)%
Performance measures and ratios
Private
ROTE
7.3%
(0.9)ppt
1.9 ppt
2.3
+3%
2.3
Cost/income ratio
72.4%
0.8 ppt
Bank
(3.2)ppt
Provision for credit losses, bps of avg. loans
20
(8)bps
(13)bps
Asset
CET1 ratio
Leverage ratio
13.9%
4.7%
62 bps
36 bps
19 bps
Management
1 bps
(10)%
0.7
Per share information
Diluted earnings per share
TBV per basic share outstanding
Notes: for footnotes refer to slides 44 and 45
Deutsche Bank
Investor Relations
Q3 2023 results
October 25, 2023
C&O
0.1.
0.6
-0.0-
€ 0.56
€ 27.74
(2)%
5%
192%
3%
Q3 2022
Q3 2023
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