Investor Presentation - Q4 FY22

Profit After Tax (Mn) (1) 1,741 Net worth (Mn) Financial Highlights Equity Raised (Mn) 1508 3281 3450 32 2,569 26 26 6 15,737 Strong profit growth 13,805 15,100 15,737 13,805 1,001 796 457 despite maintaining 9,334 Robust NW to support growth (1) 459 482 high liquidity and 313 5,227 conservative COVID provisioning FY19 FY20 FY21 FY22 Q4FY21 Q3FY22 Q4FY22 Return on Average Assets A/E 4.5x 4.1x 3.5x 3.3x 3.4x 3.1x 3.2x (1) 3.6% (1) 4.0% 4.0% 2.7% 2.9% 2.4% 2.5% FY19 FY20 FY21 FY22 Q4FY21 Q3FY22 Q4FY22 Note: Fiscal year ending Mar 31. A/E -Average Total Assets / Average Equity. (1) Adjusted PAT,Adjusted RoA and Adjusted RoE for Q4FY22 and FY22 is computed considering Adjusted PAT without the impact of one-time deferred tax liability adjustment Investor Presentation - Q4 FY22 35 FY19 FY20 FY21 FY22 Mar'21 Dec'21 Mar'22 Return on Average Equity 10.8% 10.9% (1) 11.8% ¦ 12.4% 12.5% (1) 8.7% 10.1% ill FY19 FY20 FY21 FY22 Q4FY21 Q3FY22 Q4FY22 homefirst We'll take you home

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