Investor Presentaiton

Impact of Covid on the Business Continued impact of Covid on Payments Business > Lockdowns continue to significantly impact transaction value growth 1 First national lockdown March 2020 to June 2020 Monthly transaction value growth - FY21 vs. FY20 1 Jun 5-year CAGR -24% 55% > 2 Second major lockdown in Victoria - July 2020 to October 2020 May > 3 Various States go into snap lockdowns - January 2021 to February 2021 Apr (38%) > All States open and no lockdowns - March 2021 to June 2021 4 Mar Assistance to our Merchants Repayment holidays provided to support borrowers experiencing hardship during extended lockdowns Terminal rental relief to impacted merchants - $1.0 million in rental relief provided Outbound contact program provides merchants awareness of support available and making support team available 24/7 Safety of our Team All team members worked from home during mandated lockdowns Access to JobKeeper for the first quarter of FY21 enabled us to keep our entire team employed Providing employees paid leave to receive a Covid vaccination should they choose to get vaccinated Feb Jan Dec (18%) 7% 40% 3% 10% 30% 3 11% 27% 19% 27% 13% 29% Nov 2 10% Oct Sep (4%) Aug Jul (30%) 0 32% 5% 31% 31% 11% 30% 30% FY21 FY20 79% 147% 4 60% 90% 120% 150% 17

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